I wanted to do a classic oval monogram with her last initial in the middle and larger, but I couldn't make it work out the way I wanted it to, so I switched to the more modern rectangular format. But that was too plain, so I made a floral accent for the frame to spiff it up a bit. If she likes these, I have another dozen card bases prepped and waiting for their monogram. The hardest part of the challenge was finding an appropriate alphabet for the lettering. I wanted it to be curly and to SEEM ornate, but if the lines are too delicate or intricate the Cricut won't cut it without tearing the paper. The vine on the frame is really as fine as the Cricut can go. But I was very happy with it in the end, and I hope that Judy is too!
PS. Want to make the simple folder? It's dead easy - just take a regular sheet of cardstock and a scoring tool (I used a bone folder and a metal ruler.) Score the cardstock about two inches from the bottom, then score vertically in the center - but don't forget to do TWO lines so that your little folder will have a spine. Fold the bottom up and fasten the two ends of the flap into a pocket (I just used green staples), and use a hole punch to make small holes further up the cardstock on either side of the spine and on the outside of the card.
Thread a ribbon through the holes and it will serve to hold the contents in place and to fasten the folder closed at the same time. This folder will hold a dozen flat cards and envelopes if you use an 8-1/2x11 base. If you want make your folder thicker, you'll need to use a larger sheet of cardstock and trim it down to the height you need.